Florida Driving & Insurance Insights
How local conditions affect your insurance premiums.
Unique Risks
- Hurricanes/Flooding
- Uninsured drivers (over 20%)
- Insurance fraud
Did You Know?
Florida is a no-fault state with some of the highest premiums in the nation due to litigation costs, weather risks, and uninsured drivers. PIP is mandatory.
Top Rated Insurers in Florida
Florida Farm Bureau
Windhaven
Citizens Property (Home)
Allstate
Progressive
Your Questions Answered
Why is Florida car insurance so expensive?
High rates of fraud, uninsured drivers, and weather-related claims contribute to the costs.
Do I need flood insurance for my car?
Standard auto policies don't cover floods unless you have Comprehensive coverage.
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