Unique Driving Risks in California
Understanding the specific challenges of driving in California.
Unique Risks
- Traffic congestion
- Wildfires
- Vehicle theft
Did You Know?
California creates unique protections under Prop 103, preventing insurers from using credit scores to set rates. Wildfire risk in certain zones can make comprehensive coverage more expensive or harder to find.
Most Popular Insurers in California
What California Drivers Ask
Can insurers use my credit score in California?
No, California law prohibits the use of credit history for auto insurance pricing.
What is the California Low Cost Auto Insurance Program?
A state program offering affordable liability-only policies to income-eligible drivers with good records.
Trusted by Drivers in California
See what real California drivers are saying.
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